PROMOTION TERMS AND CONDITIONS

Terms and Conditions: BUY NOW, PAY LATER. 0% APR AVAILABLE FOR 18-MONTH FINANCING* POWERED BY BREAD PAY®

The Norwood BUY NOW, PAY LATER. 0% APR AVAILABLE FOR 24-MONTH FINANCING* offer is available to qualifying customers aged 18 or older residing in the continental United States. This promotion applies exclusively to eligible factory-direct purchases made and paid for by the end-customer from Norwood Enterprise Inc. or Norwood Industries Inc. ("Norwood"). Norwood Industries Inc. and Norwood Enterprise Ltd. retain the right to modify these Terms and Conditions at their discretion. *0% APR available for 24-month financing: rates and terms only for checkouts completed between March 24, 2025 to March 31, 2025, 2025. Minimum purchase of $1000.00 is required. Availability of terms may vary based on purchase price, product, and state of residence. Down payment may be required. Subject to approval of credit application. Rates range from 0% to 34.99% APR, resulting in, for example 24 monthly payments of $65.72 at 21.99% APR, per $1,000.00 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay® loans are made by Comenity Capital Bank, a Bread Financial® company.